Effingham IL Real Estate & Homes for Sale

A One-of-a-Kind Lake Sara Home with Private Island, Decorative Lighthouse & Boathouse. Experience lake living like never before in this extraordinary estate on the shores of Lake Sara-where unmatched character, space, and serenity come together. Located just minutes from two golf courses, this stunning property offers the perfect blend of luxury, recreation, and everyday comfort. Expansive windows throughout the home showcase breathtaking water views, creating a true sense of lakeside living from nearly every room. What truly sets this property apart is its private 75' x 75' island, a rare and remarkable feature. Accessible by a charming footbridge, the island includes a custom fire pit, inviting gathering area, and its own decorative lighthouse, making it a memorable setting for entertaining or quiet evenings under the stars. Inside, the home features four (5 but one bedroom doesn't have a window), spacious bedrooms, an office, three and a half beautifully appointed bathrooms, and open, light-filled living spaces designed for both relaxation and entertainment. The primary suite offers direct access to the scenic deck and overlooks the lake, while the spa-inspired primary bath provides a peaceful retreat with a jetted tub framed by serene, wooded views. The finished lower level offers approximately 2,000 square feet of additional living space, including a large secondary family room, bar area, and an impressive sunroom overlooking Lake Sara. This flexible space is ideal for gatherings, hobbies, or creating your own recreational retreat. At the water's edge, the boathouse completes this exceptional property. Featuring its own kitchen and half bath, it's perfect for hosting lakeside get-togethers, spending full days by the dock, or enjoying quiet evenings by the water. This is more than a home, it's a destination, a retreat, and a lifestyle. A private paradise designed to bring people together and create unforgettable memories on one of Illinois' most desirable lakes.

Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info not guaranteed. Seller does not provide survey. Equal Housing Opportunity. AS-IS

Offering over 3,000 square feet, this expansive Lake Sara home is truly something special. Located on one of the best fishing spots on the lake, this property sits over spring-fed water, meaning it consistently maintains 6-8 feet of depth even during low-water or dry summer months-a rare and valuable feature on the lake. The home features a fully finished basement, five bedrooms, and two bathrooms, providing ample space for family, guests, or entertaining. The sizable kitchen, centered around an island with cabinetry, flows seamlessly into the formal dining room, where two large sliding glass doors open to a deck overlooking the water-perfect for enjoying sunsets, meals, and lake life views. Recent updates include the boat dock and seawall, adding peace of mind and functionality. New flooring in parts have also been updated. Throughout the home, it's evident this property has been well cared for and thoughtfully maintained over the years, something you can immediately see in both the condition and layout. Location is everything. You can't recreate this setting-you can only buy the land beneath it when it becomes available. Opportunities like this on Lake Sara don't come around often.